Disclaimers

This Web site is for informational purposes only and does not necessarily constitute a complete description of our investment advisory services. This Web site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where Responsible Asset Management, LLC (RAM) has made the appropriate notice filings or where an exemption or exclusion from such filing exists. Information throughout this site, whether charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we believe are reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this Web site should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.

This Web site is limited to the dissemination of general information regarding investment advisory services to United States residents who reside in states where providing such information is not prohibited by applicable law. Accordingly, the publication of the RAM website on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet.

THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED" WEB SITE.